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Today's Mortgage Rates

Updated daily. Rates as of March 31, 2026

30-Year Fixed

6.375%

6.51% APR

15-Year Fixed

5.625%

5.82% APR

5/1 ARM

5.875%

6.12% APR

FHA 30-Year

5.99%

6.45% APR

VA 30-Year

5.875%

6.10% APR

Jumbo 30-Year

6.625%

6.78% APR

Rates shown are for illustrative purposes and are subject to change. Actual rates depend on credit score, loan amount, down payment, and other factors. Contact a lender for a personalized quote.

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Loan Programs for Every Situation

Whether you're buying your first home or investing in property, we have the right loan for you

Conventional Loans

Flexible terms with as little as 3% down for qualified buyers

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FHA Loans

Government-backed loans with low down payments and flexible credit requirements

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VA Loans

Zero down payment loans for veterans and active-duty military

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USDA Loans

No down payment required for rural and suburban homebuyers

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Jumbo Loans

Financing for luxury homes above conventional loan limits

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HELOC

Flexible credit line secured by your home’s equity

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Why 50,000+ Homeowners Choose 4Homes

50,000+

Homeowners Helped

$2.5B+

Loans Facilitated

4.9/5

Customer Rating

100+

Lending Partners

“4Homes made our first home purchase so much easier. We compared rates from multiple lenders in minutes and saved over $200 a month on our mortgage.”

Sarah & David M.

Austin, TX

“I was skeptical about refinancing, but 4Homes connected me with a lender who lowered my rate by a full point. The process was painless and I’m saving $350 every month.”

James L.

Denver, CO

“As a veteran, finding the right VA loan was crucial. 4Homes matched me with a lender who truly understood military benefits. Closed in under 30 days!”

Maria R.

San Diego, CA

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