Find the Right Loan Program

Explore our loan options to find your perfect fit.

Updated May 15, 2026

Today's Sample Rates

View current sample mortgage options, then get a personalized quote for your exact scenario.

30-Year Fixed

Popular
5.999%

6.150% APR

Sample rate · 30-year term

15-Year Fixed

5.375%

5.596% APR

Sample rate · 15-year term

FHA 30-Year

Low down payment
5.625%

6.392% APR

Sample rate · 30-year term

VA 30-Year

Eligible veterans
5.625%

5.911% APR

Sample rate · 30-year term

View Current Rates Get My Quote

Sample rates are for informational purposes only and are not a loan offer, approval, or rate lock. Actual rate and APR depend on credit profile, loan amount, property type, occupancy, down payment, and other factors.

Conventional

Conventional Loan

Traditional financing with competitive rates and flexible terms. As little as 3% down for qualified buyers.

PurchaseRefinance
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Conventional

Jumbo Loan

For luxury homes exceeding conforming loan limits. Competitive rates for high-value properties.

PurchaseRefinance
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Conventional

ARM (Adjustable Rate)

Start with a lower fixed rate that adjusts after the initial period. Ideal for short-term homeowners.

Purchase
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Government

FHA Loan

Government-backed loans with low 3.5% down payment. Flexible credit requirements for first-time buyers.

PurchaseRefinanceFirst-Time
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Government

VA Loan

Exclusive zero down payment loans for veterans and active-duty military. No PMI required.

PurchaseRefinanceMilitary
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Government

USDA Loan

No down payment loans for rural and suburban homebuyers. Income-eligible borrowers only.

PurchaseNo Down Payment
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Specialty

HELOC

Flexible home equity line of credit. Borrow as you need, pay interest only on what you use.

EquityFlexible
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Specialty

Home Equity Loan

Lump-sum borrowing against your home equity at fixed rates.

EquityFixed Rate
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Specialty

FHA 203(k)

Finance your home purchase and renovations in a single loan.

PurchaseRenovation
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Specialty

Reverse Mortgage

Convert home equity to income for homeowners 62+. No monthly payments required.

EquitySeniors
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Not sure which loan is right for you?

Our experts can help you navigate the options and find the program that matches your financial goals.